Contractors Insurance Minneapolis Minnesota
Are you looking for contractors insurance in Minneapolis, MN or in our great state of Minnesota?
Call us today at 952-469-0425. We can help you obtain any type of Minneapolis contractors insurance that your business requires including general liability insurance, Minneapolis workmen’s compensation insurance, inland marine coverage to protect tools & mobile equipment, commercial auto insurance, employment practice liability insurance and Minneapolis contractor surety bonds.
Our independent insurance agency will help you find the Minneapolis contractors insurance coverage you need at a price you can afford!
Some Common Mistakes Made on Minneapolis Contractors Insurance?
The biggest mistake contractors make is that they do not purchase contractors insurance until they are required to do so, or until it’s too late!
Why is that a mistake?
First insurance companies will not backdate policies to cover claims that have already happened.
Secondly, Minneapolis contractors insurance is designed to protect your businesses financial assets in the event you were held liable for a claim due to injury or property damage.
Failing to purchase the appropriate contractors insurance can place all of your financial assets in harm’s way! You have worked so hard to make your business successful, don’t risk everything over not having insurance.
One roofing contractor that failed to purchase contractors insurance learned a lesson the hard way when a court ordered them to pay $22,487 out of pocket. They didn’t believe they needed contractors insurance because they have never had a claim.
A carpenter’s ladder slipped and did $2,600 in damage to a client’s car. Accidents happen, make sure your protected.
Another business had all their truck, trailer and tools stolen. Their old agent didn’t ask if they needed tool coverage. We always ask!
Don’t make the mistake of not purchasing contractors insurance! When you do buy a policy, make sure it’s a good one and not a stripped-down cheapo contractors policy. The insurance is to protect you and your Mpls contracting business, not just to get paid.
There is one other step that you need to take to find the best options for Minneapolis contractors insurance.
Why it’s Important to Speak with a Contracting Insurance Specialist When Looking for Minneapolis Contractors Insurance.
Contractors insurance can be very complicated! For example: a standard general liability insurance policy will not provide you the necessary coverage to protect vehicles that you own and use in your contracting business.
You would need commercial auto insurance to protect that exposure in most instances. If you are using your personal automobile in your contracting business and it’s listed on your commercial auto policy, you might have a problem. Understand the vehicle must be titled to the company for coverage to apply.
There are literally dozens of different types of scenarios that could occur that would not be covered by a standard general liability insurance policy so purchasing the cheapest one, might not be the answer.
We work with over 20 different contracting insurance companies to insure a competitive rate and superior coverages. Each company is different and some really have a superior product for just a few dollars more.
Contact Minneapolis Contractors Insurance.com Today for Your Minneapolis Contractors Insurance Needs!
We can provide insurance coverage for literally any type of contractor. Call 952-469-0425 and we can provide you the contractors insurance you need, at a price that’s budget friendly. Make the call now.